As a human. I fall pretty high on the meter of embarrassment. If there’s ever anyone that’s going to trip over, say something awkward, or walk into something it’s me.

My first memory is being rushed to the doctors bleeding profusely after running headfirst into a lamppost. Another time I spent a solid 2 minutes apologising to myself and trying to walk past my own reflection in a mirror in the middle of the Topshop on Oxford Street.

My entire life is made up of so many embarrassing moments that I can’t list them all. So instead I’ve picked 3 from the past year to share with the class.

The first is the time that I went to one of the loan companies near me. Part of the loan application was to provide ID. Now, I never said that my passport photo was great. But I didn’t realise it was so bad, that the employee I was speaking to would feel the need to call over all of his coworkers to crowd around my passport and laugh. And then laugh even harder when they saw the expiry date and realised I would have to live with the picture for another 8 years.

The second, was when I was at work. Teaching. I had to have my class of 3-year-olds give a presentation to all of their parents, grandparents, and any other adult that decided they wanted to watch the show.  Part of the presentation was a song. Only I experienced some technical difficulties. And I didn’t know what to do. So I just started singing. I can’t sing. Everyone filmed it on their phones. I’m probably the star of a viral video somewhere.

The time I was stopped at the airport trying to re-enter the UK because the airport staff didn’t believe I was old enough to have taken a flight alone. It’s really fun as a grown adult woman to be publicly singled out in a crowd of people so that men can demand proof of your age.

My credit is horrible, unfortunately, but I need a car… People think New York has a great subway system, and it does; but that’s only the city. The state has almost no transit system outside New York city; which is where my family lives.

One of my buddies in Canada had the same problem and used this website: I didn’t think I could use them since I’m American, but I had zero issues.

They compare loan companies in your area and they’ll forward you the the best ( Lowest interest rate company).

Anyway within 1 hour I got myself a low interest rate car loan, bad credit didn’t stop me (yeahhh!)

So if you’re looking for bad credit auto loans, I would highly recommend

This whole situation has taught me something: I really need to fix my credit score!

nj car insurance companies

Honestly NJ has some of the most expensive and worst car insurance I had ever seen, and I’ve lived in New York so that means something.

I was paying $440 to insurance 2 crappy cars ( about 10 years old), and the coverage wasn’t spectacular. I had a little damage to my car, and my insurance wanted to raise my rates by $50.

This pissed me off beyond belief. I googled around looking for cheap car insurance in NJ and found a few companies. I got tired of applying 1 by 1 just to see how much the car insurance would cost.

After a while of this I ran into an awesome site:

Put in your zip code and get quotes.

Simple, how I like it. I got like 10 quotes instantly and I ended up going with a awesome insurance company.

My monthly bill is now $350. So I ended up saving about $90 monthly for a little work. Not bad at all!

I recommend you look around for cheap car insurance. You’re probably overpaying.

Okay, this is random but whatever. My day job I work part time at a marketing agency, love the people that I work with. Seriously how often do you work with people you like? This almost never happens. The problem is that the job itself is sooo boring. I do most of the grunt work, since I’m the lowest paid person in the office..

Today I spent 6 hours SEO optimizing youtube videos. Don’t know what SEO is? It stands for search engine optimization, which basically means getting your search results to show up higher in search engines like Google, Yahoo and BING.

Here’s a great guide explaining YouTube SEO. P.S that site is my friends, shoutout to him for the great guide.

So if you took a quick look at the guide you’d see how much work is required and how tedious/ boring it is. I optimized 30 YouTube Videos today..

If a professional did it, they would probably charge $100 per video. So If I was a professional I would have made $3,000 today. Unfortunately I make $12 an hour, so I made literally nothing.