I just had the worst day. Well, it started off that way.

My car’s in the shop. Don’t even ask! Someone rear ended me and if I’d been smart enough to figure out who has the cheapest auto insurance, I would have been able to afford a rental car.

My brother is great so we made a deal that if I took him to and from the airport and fed his cat, I could use his truck while he’s gone. It has a manual transmission, which I know how to drive but it’s not my preference.

Anyway, the boyfriend and I went out to dinner. He didn’t believe that I knew how to handle a stick shift and insisted that I drive. So, I did. I really think he was impressed. Then, as always, we started fighting. I don’t even remember what we were fighting about. But it continued when we headed home.

So, here I am, driving my brother’s truck that I’m not particularly used to driving while my boyfriend and I are yelling at one another. All of the sudden, out of nowhere, a car pulls out in front of me. I slam on the brakes and miss hitting the car in front of me. The person behind me wasn’t as lucky – I got rear ended! AGAIN!

I immediately start freaking out because it’s my brother’s truck! He’s not particularly fond of my boyfriend and it’s not a stretch for him to figure out that we were screaming at each other before it happened. But this wasn’t my fault and I was a little worried that he wasn’t going to believe me.

While we waited for the police to come, my boyfriend was surprisingly supportive. I mean, he should’ve been because it was his fault we were fighting in the first place, but I felt calm enough to call my brother. My brother’s a pretty smart guy, I should have realized he would have taken the time to shop around and figure out who has the cheapest auto insurance.

Turns out he has great auto insurance and he wasn’t even that angry about it, just happy that I was okay. We got a ride home from the cop and I took a long bath because I needed to relax after the day I just had.

After the bath, I went downstairs and was greeted with a dozen roses and a truly apologetic boyfriend. I’m so lucky!

Cheap Car Insurance With No Deposit – Common mistakes

Shopping for car insurance doesn’t usually feature very highly on the list of things people like to spend their money on. In fact, I would probably place it a solid last on my list. Right after taxes, hospital bills, and toilet paper.

But nevertheless, if you want to drive a car, it’s a must. The best we can hope for is no deposit car insurance. But not everyone can find it. And knowing where to look can be half the battle (for some people. People that are just generally dangerous drivers have a little more to worry about).

I can’t tell you exactly where to go to get a cheap quote deposit free. But I can tell you a few of the mistakes that people who fail to find them make.

Mistake 1

People tend to head straight to the biggest advertisers. Because, well. People are lazy. But the companies that are spending the most money on getting their name out there aren’t necessarily the same companies that are giving out cheap quotes left right and centre.

Sometimes it pays to spend a little more time seeking out lesser known providers to get that all important low price.

Mistake 2

Another mistake that people often make is to do one quick google search or reach out to just one or two companies in the hopes of stumbling across a steal first time. You’re much more likely to be offered a good price if you shop around.

It’s annoying when your mum drags you around every shop on the high street. But when it comes to buying car insurance it really does help to secure a low price. Or you can use a comparison engine like: http://www.verycheapcarinsurancenodeposit.com

Mistake 3

Forgetting that car insurance quotes are given on an individual basis. So just because the price your Grandmother, who gets behind the wheel of her car exactly 3 times per year, pays, sounds super cheap to you, that doesn’t mean you’ll pay the same. And that company may not give you the best offer for your circumstances.

As a human. I fall pretty high on the meter of embarrassment. If there’s ever anyone that’s going to trip over, say something awkward, or walk into something it’s me.

My first memory is being rushed to the doctors bleeding profusely after running headfirst into a lamppost. Another time I spent a solid 2 minutes apologising to myself and trying to walk past my own reflection in a mirror in the middle of the Topshop on Oxford Street.

My entire life is made up of so many embarrassing moments that I can’t list them all. So instead I’ve picked 3 from the past year to share with the class.

The first is the time that I went to one of the loan companies near me. Part of the loan application was to provide ID. Now, I never said that my passport photo was great. But I didn’t realise it was so bad, that the employee I was speaking to would feel the need to call over all of his coworkers to crowd around my passport and laugh. And then laugh even harder when they saw the expiry date and realised I would have to live with the picture for another 8 years.

The second, was when I was at work. Teaching. I had to have my class of 3-year-olds give a presentation to all of their parents, grandparents, and any other adult that decided they wanted to watch the show.  Part of the presentation was a song. Only I experienced some technical difficulties. And I didn’t know what to do. So I just started singing. I can’t sing. Everyone filmed it on their phones. I’m probably the star of a viral video somewhere.

The time I was stopped at the airport trying to re-enter the UK because the airport staff didn’t believe I was old enough to have taken a flight alone. It’s really fun as a grown adult woman to be publicly singled out in a crowd of people so that men can demand proof of your age.

tennis tips

This is slightly off topic from my regular blog, but still interesting. After talking to a tennis player friend of my I decide to write the article below for them.

Hоw dо you define іnѕаnіtу? Well оnе wау is tо dеѕсrіbе іt іѕ tо rереаtеdlу do the ѕаmе асtіоnѕ but еxресtіng a dіffеrеnt rеѕult еасh tіmе, vеrу muсh lіkе рlауіng tennis іn fасt. Plауіng tennis іѕ very strategic, аnd іf уоu find уоurѕеlf lоѕіng іn ԛuіtе ѕресtасulаr fаѕhіоn, іt’s time to change уоur tасtісѕ.

The mіѕtаkе thаt many рlауеrѕ mаkе іѕ not аdарtіng thеіr style оf play tо try and mаtсh thеіr opponent. They соmе іntо thе match with a game plan and stick tо іt rеlіgіоuѕlу, еvеn whеn іt іѕ blаtаntlу nоt wоrkіng.

I hаvе a fеw tірѕ hеrе fоr you to consider implementing nеxt tіmе you walk оut onto a tennis соurt.

If уоu рlау from thе bаѕеlіnе and аrе fасіng a player who рlауѕ near the net you nееd tо рlау thеm аt thеіr оwn gаmе аnd trу to gеt tо thе net first. Thоѕе players whо lоvе to rush the nеt are attackers, and dоn’t like dеfеndіng. By kееріng thеm аt thе baseline and mаkіng them play in a wау they аrеn’t соmfоrtаblе wіth, will аlѕо give уоu thе mental еdgе.

Yоu’vе рrоbаblу guеѕѕеd by nоw that аll thеѕе ѕtrаtеgіеѕ аrе basically finding уоur орроnеntѕ Aсhіllеѕ heel аnd exposing іt. Those players who are slow аrоund thе court nееd to bе made tо run all over the соurt so thеу get exhausted.

Yоur орроnеnt lіtеrаllу wоn’t knоw whаt’ѕ hіt thеm whеn уоu рlау thеm аt their оwn game. Thеу wіll thіnk thеу knоw уоur gаmе аnd now уоu’vе caught thеm соmрlеtеlу off guard аnd they are way out of thеіr соmfоrt zоnе. Sо nеxt tіmе уоu wаlk onto a соurt be аwаrе of уоur opponents wеаknеѕѕеѕ оr style оf рlау so thаt іf thеу ѕtаrt bеаtіng уоu іt’ѕ еаѕіеr tо change your strategy and rеаllу соnfuѕе thеm.

Following the above tennis tips should make you a much better player.

My credit is horrible, unfortunately, but I need a car… People think New York has a great subway system, and it does; but that’s only the city. The state has almost no transit system outside New York city; which is where my family lives.

One of my buddies in Canada had the same problem and used this website: www.carloansfox.ca. I didn’t think I could use them since I’m American, but I had zero issues.

They compare loan companies in your area and they’ll forward you the the best ( Lowest interest rate company).

Anyway within 1 hour I got myself a low interest rate car loan, bad credit didn’t stop me (yeahhh!)

So if you’re looking for bad credit auto loans, I would highly recommend carloansfox.ca

This whole situation has taught me something: I really need to fix my credit score!

nj car insurance companies

Honestly NJ has some of the most expensive and worst car insurance I had ever seen, and I’ve lived in New York so that means something.

I was paying $440 to insurance 2 crappy cars ( about 10 years old), and the coverage wasn’t spectacular. I had a little damage to my car, and my insurance wanted to raise my rates by $50.

This pissed me off beyond belief. I googled around looking for cheap car insurance in NJ and found a few companies. I got tired of applying 1 by 1 just to see how much the car insurance would cost.

After a while of this I ran into an awesome site: www.autoinsurancemonkey.com

Put in your zip code and get quotes.

Simple, how I like it. I got like 10 quotes instantly and I ended up going with a awesome insurance company.

My monthly bill is now $350. So I ended up saving about $90 monthly for a little work. Not bad at all!

I recommend you look around for cheap car insurance. You’re probably overpaying.

new company

Hey guy’s, my friend just started an SEO company (More like consultant) in Mississauga, Ontario Canada! And I wanted to give him a shoutout, and some sweet PR!

So if you need someone that lives in Mississauga, and specializes in SEO for Mississauga there’s no one I can recommend better. Click here to visit his site.

By the way you don’t need to live in Mississauga, or even Canada to hire him. The guy’s currently in Japan lol, so location doesn’t mean anything. But on the other hand if you want someone local that you can meet in person, he’s not the guy for you.

Anyway enough of this PR, let’s talk about life.

What have you guys & girls been up to? Read anything decent, do something fun? Share it with me.

I’ve been so busy with work lately I haven’t had much time to do anything, although I did manage to finish reading mediations!

Great book, which I highly recommend to anyone interested in STOIC philosophy.

Okay, this is random but whatever. My day job I work part time at a marketing agency, love the people that I work with. Seriously how often do you work with people you like? This almost never happens. The problem is that the job itself is sooo boring. I do most of the grunt work, since I’m the lowest paid person in the office..

Today I spent 6 hours SEO optimizing youtube videos. Don’t know what SEO is? It stands for search engine optimization, which basically means getting your search results to show up higher in search engines like Google, Yahoo and BING.

Here’s a great guide explaining YouTube SEO. P.S that site is my friends, shoutout to him for the great guide.

So if you took a quick look at the guide you’d see how much work is required and how tedious/ boring it is. I optimized 30 YouTube Videos today..

If a professional did it, they would probably charge $100 per video. So If I was a professional I would have made $3,000 today. Unfortunately I make $12 an hour, so I made literally nothing.

My name’s Jenny I’m a philosophy student in New York. Like philioshpy, random instangram pictures, and life in New York? This blog is for you. I don’t take my self too seriously, so if you wanna chat send me an email at Jen@yastl.org.

Things I like:

  • Starbucks
  • Immanuel Kant
  • The winter

Things I hate:

  • Summer
  • Asristotle

Hmm, not really sure what to say for my first blog post, so if you got some ideas or questions email me.

P.S as I type this I’m watching the Primary elections (2016) and in shock that trump is winning. Why do people vote for trump? Would love to know..